Financial services designed for you
From flexible savings plans to affordable loans and transparent reporting — everything you need to manage your finances is right here.
Flexible savings plans for every member
Open a savings account that works for you. Whether you prefer regular contributions or fixed deposits, we offer competitive interest rates and complete transparency on every transaction.
- Regular and fixed deposit savings plans
- Competitive interest rates up to 18% p.a.
- Real-time balance tracking and statements
- Automated interest calculations
- Flexible deposit and withdrawal options
- Goal-based savings targets
Affordable loans with flexible terms
Need funds? As a NASFUNDS member, you can access personal, business, or emergency loans with competitive rates. Apply online, get approved quickly, and repay on a schedule that fits you.
- Personal, business, and emergency loan options
- Low interest rates starting from 3% monthly
- Quick approval within 48 hours
- Flexible repayment schedules
- Automatic deduction from savings
- Transparent fees — no hidden charges
Manage your membership effortlessly
As a member, you have full access to your profile, transaction history, and account tools. Update your details, download statements, and stay connected — all from your dashboard.
- Personal member dashboard
- Self-service profile management
- KYC verification and document upload
- Transaction history and statements
- Communication with cooperative admin
- Membership certificate download
Complete financial visibility
Every member deserves to know where their money goes. Access real-time dashboards, detailed financial statements, and audit trails — all updated automatically.
- Real-time financial dashboard
- Trial balance and balance sheet reports
- Income and expense summaries
- Loan portfolio analysis
- Complete audit trail for every transaction
- PDF and Excel export options
Three steps to financial freedom
Getting started with NASFUNDS is fast, simple, and completely digital.
Register Online
Create your member profile in under two minutes and complete KYC verification.
Fund Your Account
Make your first deposit via bank transfer and start earning interest immediately.
Access Loans & Grow
Borrow at member-friendly rates when you need funds and watch your savings grow.
Grow Together
Reinvest dividends and compound your wealth alongside a thriving community.
Choose a plan that fits your goals
Every plan is designed to help you reach your financial milestones faster.
Regular Savings
Flexible · from ₦5,000
- No fixed commitment period
- Withdraw anytime
- Free monthly statement
- Mobile & web access
Fixed Deposit
6–24 months · from ₦100,000
- Highest interest rate
- Guaranteed returns
- Renewable on maturity
- Priority loan access
Target Savings
Goal-based · from ₦2,000
- Goal-based milestones
- Auto-deduct options
- Progress tracking
- Flexible top-ups
Frequently asked questions
Simply click "Become a Member" or "Join Now", complete the online registration form, and submit your KYC documents. Once your registration is reviewed and approved, you can fund your savings account and start enjoying all member benefits.
Our savings plans offer competitive interest rates ranging from 12.5% p.a. on regular savings to 18% p.a. on fixed deposits. Target savings plans earn 15% p.a. Interest is calculated automatically and credited to your account.
Most loan applications are reviewed and approved within 48 hours. The exact timeline depends on the completeness of your application, your savings history, and the loan amount requested.
With Regular Savings, yes — you can withdraw at any time. Fixed deposits require you to keep funds for the agreed period to earn the full interest rate. Early withdrawals are possible but may attract reduced interest.
Yes. NASFUNDS operates as a registered cooperative with bank-grade security. Your financial data is encrypted, every transaction is recorded in an audit trail, and the cooperative is governed by its by-laws and Nigerian regulations.
Absolutely. The NASFUNDS platform is fully responsive and works seamlessly on mobile devices, so you can check balances, make deposits, apply for loans, and view reports from anywhere.
Still have questions?
Contact our support teamReady to get started?
Open your NASFUNDS account in minutes. No hidden charges, no paperwork — just smart cooperative finance.
Become a Member Today