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Save, Borrow & Grow Your Wealth Together
NASFUNDS is your cooperative society — providing secure savings accounts, affordable loans, and transparent financial management so every member can build a better future.
Trusted by 500+ cooperative societies & unions across Nigeria
Everything your cooperative needs
A comprehensive platform designed for cooperative societies to manage savings, loans, and member finances — all in one place.
Savings Accounts
Open flexible or fixed savings accounts with competitive interest rates. Track deposits, withdrawals, and earnings in real-time.
Affordable Loans
Access personal, business, or emergency loans with low interest rates and flexible repayment schedules tailored for members.
Member Management
Full member profiles, self-service registration, KYC verification, and communication tools to keep everyone connected.
Financial Reports
Real-time dashboards, trial balance, balance sheets, income statements, and audit trails — all generated automatically.
Bank-Grade Security
Encrypted data, two-factor authentication, role-based access control, and complete audit trails protect every transaction.
Multi-Branch Support
Manage multiple cooperative branches from one dashboard with centralized control and branch-level performance tracking.
Save smarter, borrow easier
A full suite of savings plans and loan products designed around how cooperatives actually work.
Savings Plans
Earn up to 12% p.a.Loan Products
Decisions in as little as 24h
More than a cooperative — a community that grows together
We combine the warmth of a cooperative society with the reliability of modern banking. Every member matters, every savings count, and every loan helps someone build a better life.
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Member-first values
Profits are reinvested back into better rates and services for you.
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Fair & transparent rates
No hidden charges. Clear terms on every savings plan and loan.
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Quick loan access
Eligible members get loan decisions fast, with flexible repayment.
Start saving in minutes
Register
Sign up as a member and complete your profile in under 2 minutes.
Fund Your Account
Make your first deposit into your savings account via bank transfer.
Apply for Loans
When you need funds, apply for a loan with competitive rates and flexible terms.
Grow Together
Watch your savings earn interest while building wealth with fellow members.
Run your entire cooperative from a single screen
Track savings, approve loans, monitor cash flow, and generate audit-ready reports — without switching between spreadsheets and apps.
Stories from our members
Real members, real journeys. Here's what people who save and borrow with NASFUNDS have to say.
"NASFUNDS transformed how we run our cooperative. Reporting that used to take days now happens in minutes, and the savings rates are the best we have found."
"The loan process was so simple and fast. I got funding for my business at a fair rate, and the repayment plan was flexible enough for my cash flow."
"I have saved with NASFUNDS for over six years. My money is always secure, the team is responsive, and the interest I earn keeps my family ahead."
Your members' money is protected at every layer
We built NASFUNDS with the same security standards used by modern banks — so you can focus on growth, not worrying about safety.
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Two-Factor AuthenticationOptional 2FA for every staff account
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256-bit EncryptionAES-256 for data at rest & in transit
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Complete Audit TrailEvery action logged & time-stamped
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Role-Based AccessGranular permissions for every staff role
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Secure Cloud BackupsAutomatic daily encrypted backups
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Continuous MonitoringLogin activity & anomaly detection
Choose the tier that fits your goals
Every tier unlocks bigger savings limits, higher loan access, and better interest benefits.
Silver
Interest benefit multiplier
- 10 – 200 shares
- Up to ₦15,000
- Standard support
Gold
Interest benefit multiplier
- 50 – 500 shares
- Up to ₦50,000
- Standard support
Platinum
Interest benefit multiplier
- 100 – 1,000 shares
- Up to ₦100,000
- Standard support
Frequently asked questions
Everything you need to know before joining NASFUNDS.
Simply click "Join Now", create your account, and complete your profile. An administrator verifies your details and activates your membership, usually within one business day.
You can start with as little as ₦100 daily or ₦1,000 monthly. Fixed deposits start at ₦50,000. There are no hidden fees — everything is transparent.
Loan decisions are typically made within 24–48 hours for eligible members. Emergency loans can be processed even faster.
Yes. We use bank-grade security including 256-bit encryption, two-factor authentication, complete audit trails, and automatic encrypted backups.
Absolutely. NASFUNDS is built for cooperatives of all sizes, with multi-branch support, role-based staff access, and full financial reporting.
Member reports, loan reports, savings reports, trial balance, balance sheet, profit & loss, cash flow, defaulters reports, and audit reports — all exportable to PDF, Excel, and CSV.
Guides & insights
Savings
Loans
How to qualify for bigger loans: a member's guide
Finance
Simplifying cooperative financial reporting for committees
Savings tips, loan alerts & news in your inbox
Join thousands of members who get our monthly financial insights — no spam, unsubscribe anytime.
Ready to start saving?
Join NASFUNDS today and enjoy competitive interest rates, quick loan access, and a community committed to financial growth.